Mortgager

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⭐⭐⭐⭐⭐ 4.9/5 from 10,000+ Reviews

1st Home Buyers
Refinance
Mortgage Repayment Calculator with Interactive Graph

🏠 Mortgage Repayment Calculator

Calculate your mortgage repayments and visualize your savings potential

$
%
📅
Your Regular Payment
$0
per month
💰 Interactive Savings Graph

Drag the line up or down to see how extra repayments can save you money

Total Interest $0
Total Amount Payable $0
Interest Saved (with extra payments) $0

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🏡 What our customers say about us!

✅ Verified testimonials from real customers

👥

David & Linda Chen

📍 First home · Sydney

Our loan advisor spent hours walking us through first-time buyer programs. We qualified for a grant we didn’t know existed, and closed in 24 days at a great rate.
✓ Verified Customer
⏰ Closed Mar 2025
👔

Marcus Rivera

📍 Refinance · Melbourne

They compared multiple lenders in one day and found a no-cost refinance option. My payment dropped $380/month, and the team answered emails promptly.
✓ Verified Customer
💰 Saved $380/month
👤

Patricia Okafor

📍 First home · Brisbane

As a single woman buying my first apartment, I was overwhelmed. My advisor explained every fee and connected me with a fantastic inspector. Closed early!
✓ Verified Customer
🏢 Apartment Specialist
🚀

Jamie Lee

📍 Investment · Perth

Found me additional down payment assistance through a local program. My rate ended up lower than my original quote. They go above and beyond!
✓ Verified Customer
💼 Investment Property
👫

Erin & Tom W.

📍 Refinance · Gold Coast

Self-employed, we expected challenges. They structured the application perfectly. Locked in a great rate, closed in 30 days. Their portal kept us updated 24/7.
✓ Verified Customer
📄 Self-Employed Expert
🎓

Sarah Mitchell

📍 First home · Adelaide

As a recent graduate, I didn’t think I could afford a home. The team found me first home buyer incentives and a perfect low-deposit loan. Dream came true!
✓ Verified Customer
🎓 Graduate Program

Solutions for you

We provide tailored mortgage solutions to help you achieve your property goals with confidence. Whether you’re a first home buyer taking your first step into the market, an investor growing your portfolio, or looking to upsize or downsize, we offer expert guidance every step of the way. From loan comparisons and pre-approvals to refinancing and ongoing support, we simplify the process and match you with competitive lending options that suit your lifestyle and financial needs, so you can focus on your next move while we handle the finance.

1st Home buyers

  • Construction Loans
  • First Home Owner Grant (FHOG)
  • First Home Guarantee Scheme
  • Fixed/Variable Rate Loans
  • Regional First home Buyer Guarentee
  • Stamp Duty Concession/Exemption

Investors

  • Refinance
  • Access to Equity
  • Debt Consolidation
  • Rate Review
  • Restructering to breath in Cash flow
  • PAYG & ABN holders
  • Trust & SMSF lending support
Lets Begin
Home Loan Calculators
Savings
How much could I save?
Borrowing power
How much can I borrow?
Repayments
How much could it cost?
Stamp duty
How much upfront?
5.44% p.a. | 5.35% comparison*
$
% p.a.
Your new or desired rate
% p.a.
Your current or competitor rate
Today30 Years
You could save
—
Current repayments
—/month
New repayments
—/month
What is your loan purpose?
Live-In
Invest
Who is this loan for?
Just me
Two of us
How many dependents do you support?
Children under 18 or adults who depend on your income and live in your home.
Your Income
$
Include salary before tax.
$
Include regular bonuses, commissions and overtime.
$
Income from an investment property you want to buy or already own.
$
Include allowances and government benefits.
Total Expenses
$
Food, bills, utilities, education, entertainment.
$
Existing home loan repayments.
$
Car loans, personal loans, student loans.
$
Combined limits of all borrowers, including store cards.
5.35% p.a. comparison rate*
$
/month
Today30 Years
Minimum repayments
—/month
Variable rate
5.44% p.a.
Comparison rate*
5.35% p.a.
For new loans.
YearOpening BalanceMonthly PaymentInterest PaidPrincipal PaidClosing Balance
What is your loan purpose?
Live-in
Invest
Are you a first time home buyer?
First home buyers may be eligible for stamp duty concessions or exemptions in some states.
Yes
No
$
$
Savings for a deposit
$0
Upfront costs breakdown
$0
Stamp duty$0.00
Estimated conveyancing$0.00
Mortgage discharge fee$0.00
Mortgage registration fee$0.00
Transfer fee$0.00
Deposit remaining
$0
Loan amount
$0
Minimum monthly repayments: $0/month
Based on P&I for 30 years at 5.44% p.a. variable and 5.35% comparison rate*. For new loans.

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