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IMPORTANT INFORMATION: Mortgager.com.au provides mortgage broking services and helps customers explore loans from lenders our brokers are accredited to access. We do not compare every lender or loan available in Australia.

The lowest advertised interest rate may not be available to you or offer the features you need. Your available loan options depend on your circumstances and the lender’s requirements.

Finance is subject to lender assessment and approval. Terms, conditions, fees and charges may apply.

A comparison rate combines the interest rate with certain fees and charges to help illustrate the cost of a loan.

Where a home loan comparison rate is stated as being based on $150,000 over 25 years, it applies to that example. Read each displayed comparison rate together with the relevant lender’s calculation basis and qualifications.

For fixed-rate and interest-only products, the calculation may include assumptions about the rate and repayment arrangements that apply after the initial period ends. These assumptions vary between products. Refer to the relevant lender’s disclosures; the rate used in a calculation is not a guarantee of the rate you will pay in the future.

WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

We aim to respond promptly and help you progress your application. Any estimated application, assessment or approval timeframe is a guide only.

Actual timing depends on factors such as the completeness of your documents, verification requirements, property valuations, the complexity of your application and the lender’s processing capacity.

An enquiry, borrowing estimate or preliminary discussion is not loan approval. Conditional approval remains subject to the lender’s stated conditions and may expire. Let us know about any finance or settlement deadlines when requesting assistance.

General information on this website does not constitute an offer of credit or assess your individual objectives, financial circumstances and needs.

Personalised credit assistance requires us to consider your circumstances through our assessment process. Nothing in this notice limits our applicable responsible lending, best interests or conflict priority obligations.

We do not provide legal, taxation, accounting or financial planning advice. Seek advice from an appropriately qualified professional where needed before making a financial or property decision.

When a loan settles, the lender may pay an upfront commission and ongoing trail commission to our aggregator, which then pays commission to us. These commissions are not separately payable by you.

We may charge a fee for credit assistance. If a fee applies, we will disclose it and obtain your acceptance of any required Credit Quote before providing the relevant credit assistance.

We may also pay referral fees or receive permitted non-monetary benefits. Relevant remuneration and referral arrangements will be disclosed in our Credit Guide and applicable credit proposal documents.

For a copy of our Credit Guide or further information, contact support@mortgager.com.au or 0469 397 654.

iAugur Pty Ltd ABN 66 677 924 373 trading as Mortgager.com.au. Credit Representative Number 571369 is authorised under Australian Credit Licence Number 389328, held by Connective Credit Services Pty Ltd.

Finance is subject to approval. Terms, conditions, fees and charges may apply.