See how much you could borrow

Get an initial estimate of your borrowing power and understand the factors that may influence the result, so you can approach your next step with greater confidence.

Quick buying-budget estimate

What could your home-buying budget be?

Get an initial estimate in under 60 seconds.

$110,000
$40k$400k
$75,000
$10k$500k
$600/month
$0$10k
Include credit cards, personal loans, car loans and other regular debt repayments. The estimate separately allows for basic living expenses.

Indicative purchase budget

$0
Estimated borrowing
$0
Your deposit
$0
Estimated monthly repayment
$0
Deposit percentage
0%
Government grants
Eligibility check required
Stamp duty
Varies by state and eligibility
Next step
Download my estimated results
How this estimate works

This is a model, not a prediction, pre-approval or offer of credit. It estimates resident income tax and Medicare levy, allows for a basic living-expense floor, applies a 3 percentage point serviceability buffer and assumes principal-and-interest repayments over 30 years.

It does not consider your complete circumstances or reproduce any lender’s credit policy. Your actual borrowing capacity, purchase costs, grants, stamp duty and eligibility may be different. Speak with a mortgage broker before making a financial decision.

Quick buying-budget estimate

What could your home-buying budget be?

Get an initial estimate in under 60 seconds.

$110,000
$40k$400k
$75,000
$10k$500k
$600/month
$0$10k
Include credit cards, personal loans, car loans and other regular debt repayments. The estimate separately allows for basic living expenses.

Explore your borrowing range

Move the needle

Drag the meter to explore a borrowing amount up to your current estimate.

Selected borrowing $0
Approx. repayment $0/month
$0$0

Drag the needle, click the meter or use the slider.

Indicative purchase budget

$0
Estimated borrowing
$0
Your deposit
$0
Estimated monthly repayment
$0
Deposit percentage
0%
Government grants
Eligibility check required
Stamp duty
Varies by state and eligibility
Next step
Download my estimated results
How this estimate works

This is a model, not a prediction, pre-approval or offer of credit. It estimates resident income tax and Medicare levy, allows for a basic living-expense floor, applies a 3 percentage point serviceability buffer and assumes principal-and-interest repayments over 30 years.

It does not consider your complete circumstances or reproduce any lender’s credit policy. Your actual borrowing capacity, purchase costs, grants, stamp duty and eligibility may be different. Speak with a mortgage broker before making a financial decision.